Such is life that in 2008 a social worker w/ a Master’s degree is paid $42,288. Yes, that social worker be me. Um, and please note that is gross income. Granted, I am thankful for my job and I know that I am more fortunate than many others, but some days I do wish I hit the jackpot or something. Because let’s face it in order to earn this salary I pulled out loans that were worth nearly the same amount! Regrets? No. Never. But the reality has hit and I had to respond accordingly.I will soon be working extra fee for service hours at an outpatient clinic on Friday evenings and Saturdays. The bonuses include: extra income to off-set the burn of loan repayment and more experience. Moreover, I gain some peace of mind. I hate stressing out about money and I would rather be smart about it now, than pay for it later.